TABLE OF CONTENTS (TOC)                                             
CITY                                                                                                
                                                                                                    
ALPINE UT                                                                  
AMERICAN FORK UT                                                    
BEAVER UT                                                                  
BLANDING UT                                                              
BLUFFDALE UT                                                            
BOUNTIFUL UT                                                            
BRIGHAM CITY UT                                                      
CEDAR CITY UT                                                          
CEDAR HILLS UT                                                        
CENTERVILLE UT                                                        
CLEARFIELD UT                                                          
CLINTON UT                                                                
COALVILLE UT                                                            
DELTA UT                                                                    
DRAPER UT                                                                  
EAGLE MOUNTAIN UT                                                  
EDEN UT                                                                      
EPHRAIM UT                                                                
FARMINGTON UT                                                          
FARR WEST UT                                                            
FILLMORE UT                                                              
FRUIT HEIGHTS UT                                                    
GARLAND UT                                                                
GRANTSVILLE                                                              
HEBER CITY UT                                                          
HELPER UT                                                                  
HERRIMAN UT                                                              
HIGHLAND UT                                                              
HILL AFB UT                                                              
HOLLADAY UT                                                              
HOOPER UT                                                                  
HUNTINGTON UT                                                          
HURRICANE UT                                                            
HYDE PARK UT                                                            
HYRUM UT                                                                    
IVINS UT                                                                    
KAMAS UT                                                                    
KANAB UT                                                                    
KAYSVILLE UT                                                            
KEARNS UT                                                                  
LAVERKIN UT                                                              
LAYTON UT                                                                  
LEHI UT                                                                      
LINDON UT                                                                  
LOGAN UT                                                                    
MAGNA UT                                                                    
MANTI UT                                                                    
MAPLETON UT                                                              
MIDVALE UT                                                                
MIDWAY UT                                                                  
MOAB UT                                                                      
MONROE UT                                                                  
MORGAN UT                                                                  
MOUNT PLEASANT UT                                                  
MURRAY UT                                                                  
NEPHI UT                                                                    
NORTH LOGAN UT                                                        
NORTH OGDEN UT                                                        
NORTH SALT LAKE UT                                                
OGDEN UT                                                                    
OREM UT                                                                      
OTHER TOWNS                                                              
PARK CITY UT                                                            
PAROWAN UT                                                                
PAYSON UT                                                                  
PERRY UT                                                                    
PLAIN CITY UT                                                          
PLEASANT GROVE UT                                                  
PLEASANT VIEW UT                                                    
PRICE UT                                                                    
PROVIDENCE UT                                                          
PROVO UT                                                                    
RICHFIELD UT                                                            
RIVERDALE UT                                                            
RIVERTON UT                                                              
ROOSEVELT UT                                                            
ROY UT                                                                        
SALEM UT                                                                    
SALT LAKE CITY UT                                                  
SANDY UT                                                                    
SANTA CLARA UT                                                        
SANTAQUIN UT                                                            
SARATOGA SPRINGS UT                                              
SMITHFIELD UT                                                          
SOUTH JORDAN UT                                                      
SOUTH OGDEN UT                                                        
SOUTH SALT LAKE UT                                                
SOUTH WEBER UT                                                        
SPANISH FORK UT                                                      
SPRINGVILLE UT                                                        
ST GEORGE UT                                                            
STANSBURY PARK UT                                                  
SUNSET UT                                                                  
SYRACUSE UT                                                              
TAYLORSVILLE UT                                                      
TOOELE UT                                                                  
TREMONTON UT                                                            
VERNAL UT                                                                  
WASHINGTON UT                                                          
WELLSVILLE UT                                                          
WEST BOUNTIFUL UT                                                  
WEST HAVEN UT                                                          
WEST JORDAN UT                                                        
WEST POINT UT                                                          
WEST VALLEY UT                                                        
WILLARD UT                                                                
WOODS CROSS UT                                                        
                                                                            
                                                                                                    
****************************SUMMARY OF 2002 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   ALPINE UT                                                        
                        _________________________________________________                           
  UNDER $1               41    $-7,577,148        $5,395     -0.07         151                      
  $     1  -  5000       70       $188,141          $215      0.11          71                      
  $  5001 -  10000       84       $610,148       $18,527      3.04         117                      
  $ 10001 -  15000       90     $1,123,702       $23,481      2.09         186                      
  $ 15001 -  20000       85     $1,492,558       $24,428      1.64         203                      
  $ 20001 -  25000       68     $1,529,183       $32,410      2.12         202                      
  $ 25001 -  30000       64     $1,771,525       $67,482      3.81         188                      
  $ 30001 -  35000       53     $1,706,862       $56,701      3.32         151                      
  $ 35001 -  40000       67     $2,510,483       $81,099      3.23         233                      
  $ 40001 -  45000       67     $2,846,231      $141,134      4.96         224                      
  $ 45001 -  50000       49     $2,334,596      $107,245      4.59         187                      
  $ 50001 -  75000      285    $17,835,953      $915,676      5.13       1,154                      
  $ 75001 - 100000      259    $22,815,081    $1,441,577      6.32       1,243                      
  $100001 - 250000      478    $69,555,038    $8,203,893     11.79       2,444                      
  OVER $250,000         104    $59,535,301   $15,454,638     25.96         537                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,864    $178,277,654   $26,573,901     14.91        7,291                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.2            -4.3           0.0                    2.1                     
  $     1  -  5000     3.8             0.1           0.0                    1.0                     
  $  5001 -  10000     4.5             0.3           0.1                    1.6                     
  $ 10001 -  15000     4.8             0.6           0.1                    2.6                     
  $ 15001 -  20000     4.6             0.8           0.1                    2.8                     
  $ 20001 -  25000     3.6             0.9           0.1                    2.8                     
  $ 25001 -  30000     3.4             1.0           0.3                    2.6                     
  $ 30001 -  35000     2.8             1.0           0.2                    2.1                     
  $ 35001 -  40000     3.6             1.4           0.3                    3.2                     
  $ 40001 -  45000     3.6             1.6           0.5                    3.1                     
  $ 45001 -  50000     2.6             1.3           0.4                    2.6                     
  $ 50001 -  75000    15.3            10.0           3.4                   15.8                     
  $ 75001 - 100000    13.9            12.8           5.4                   17.0                     
  $100001 - 250000    25.6            39.0          30.9                   33.5                     
  OVER $250,000        5.6            33.4          58.2                    7.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-184808          $132                   3.68                     
  $     1  -  5000                  $2,688            $3                   1.01                     
  $  5001 -  10000                  $7,264          $221                   1.39                     
  $ 10001 -  15000                 $12,486          $261                   2.07                     
  $ 15001 -  20000                 $17,560          $287                   2.39                     
  $ 20001 -  25000                 $22,488          $477                   2.97                     
  $ 25001 -  30000                 $27,680        $1,054                   2.94                     
  $ 30001 -  35000                 $32,205        $1,070                   2.85                     
  $ 35001 -  40000                 $37,470        $1,210                   3.48                     
  $ 40001 -  45000                 $42,481        $2,106                   3.34                     
  $ 45001 -  50000                 $47,645        $2,189                   3.82                     
  $ 50001 -  75000                 $62,582        $3,213                   4.05                     
  $ 75001 - 100000                 $88,089        $5,566                   4.80                     
  $100001 - 250000                $145,513       $17,163                   5.11                     
  OVER $250,000                   $572,455      $148,602                   5.16                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $95,643       $14,256                   3.91                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                     
                                                                                                    
****************************SUMMARY OF 2002 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   AMERICAN FORK UT                                                 
                        _________________________________________________                           
  UNDER $1               59    $-1,811,987        $8,351     -0.46         181                      
  $     1  -  5000      258       $739,061        $4,506      0.61         374                      
  $  5001 -  10000      347     $2,689,335       $21,307      0.79         579                      
  $ 10001 -  15000      458     $5,741,679       $87,452      1.52         965                      
  $ 15001 -  20000      443     $7,803,535      $180,202      2.31         989                      
  $ 20001 -  25000      399     $8,990,559      $297,658      3.31         959                      
  $ 25001 -  30000      425    $11,673,587      $369,793      3.17       1,217                      
  $ 30001 -  35000      431    $14,011,187      $501,214      3.58       1,307                      
  $ 35001 -  40000      423    $15,828,982      $664,230      4.20       1,333                      
  $ 40001 -  45000      383    $16,257,932      $699,964      4.31       1,290                      
  $ 45001 -  50000      337    $16,029,988      $715,683      4.46       1,216                      
  $ 50001 -  75000    1,499    $92,138,324    $5,037,174      5.47       6,018                      
  $ 75001 - 100000      714    $61,531,628    $4,647,951      7.55       3,214                      
  $100001 - 250000      565    $73,004,678    $8,438,889     11.56       2,661                      
  OVER $250,000          46    $18,787,105    $3,948,194     21.02         191                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              6,787    $343,415,593   $25,622,568      7.46       22,494                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -0.5           0.0                    0.8                     
  $     1  -  5000     3.8             0.2           0.0                    1.7                     
  $  5001 -  10000     5.1             0.8           0.1                    2.6                     
  $ 10001 -  15000     6.7             1.7           0.3                    4.3                     
  $ 15001 -  20000     6.5             2.3           0.7                    4.4                     
  $ 20001 -  25000     5.9             2.6           1.2                    4.3                     
  $ 25001 -  30000     6.3             3.4           1.4                    5.4                     
  $ 30001 -  35000     6.4             4.1           2.0                    5.8                     
  $ 35001 -  40000     6.2             4.6           2.6                    5.9                     
  $ 40001 -  45000     5.6             4.7           2.7                    5.7                     
  $ 45001 -  50000     5.0             4.7           2.8                    5.4                     
  $ 50001 -  75000    22.1            26.8          19.7                   26.8                     
  $ 75001 - 100000    10.5            17.9          18.1                   14.3                     
  $100001 - 250000     8.3            21.3          32.9                   11.8                     
  OVER $250,000        0.7             5.5          15.4                    0.8                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-30,712          $142                   3.07                     
  $     1  -  5000                  $2,865           $17                   1.45                     
  $  5001 -  10000                  $7,750           $61                   1.67                     
  $ 10001 -  15000                 $12,536          $191                   2.11                     
  $ 15001 -  20000                 $17,615          $407                   2.23                     
  $ 20001 -  25000                 $22,533          $746                   2.40                     
  $ 25001 -  30000                 $27,467          $870                   2.86                     
  $ 30001 -  35000                 $32,509        $1,163                   3.03                     
  $ 35001 -  40000                 $37,421        $1,570                   3.15                     
  $ 40001 -  45000                 $42,449        $1,828                   3.37                     
  $ 45001 -  50000                 $47,567        $2,124                   3.61                     
  $ 50001 -  75000                 $61,467        $3,360                   4.01                     
  $ 75001 - 100000                 $86,179        $6,510                   4.50                     
  $100001 - 250000                $129,212       $14,936                   4.71                     
  OVER $250,000                   $408,415       $85,830                   4.15                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $50,599        $3,775                   3.31                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2002 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   BEAVER UT                                                        
                        _________________________________________________                           
  UNDER $1               19    $-1,205,304        $8,850     -0.73          51                      
  $     1  -  5000       63       $184,821          $639      0.35          51                      
  $  5001 -  10000      114       $870,389        $6,611      0.76         167                      
  $ 10001 -  15000      112     $1,392,838       $24,466      1.76         200                      
  $ 15001 -  20000      107     $1,879,650       $53,389      2.84         199                      
  $ 20001 -  25000       83     $1,874,521       $70,349      3.75         185                      
  $ 25001 -  30000      108     $2,973,743      $103,279      3.47         288                      
  $ 30001 -  35000       78     $2,550,854       $83,076      3.26         274                      
  $ 35001 -  40000       54     $2,021,068       $84,826      4.20         166                      
  $ 40001 -  45000       67     $2,851,222      $142,565      5.00         225                      
  $ 45001 -  50000       60     $2,839,618      $151,200      5.32         209                      
  $ 50001 -  75000      150     $9,225,770      $625,254      6.78         559                      
  $ 75001 - 100000       53     $4,477,559      $429,046      9.58         200                      
  OVER $100,000          34     $4,899,727      $751,792     15.34         151                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,102     $36,836,476    $2,535,342      6.88        2,925                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.7            -3.3           0.3                    1.7                     
  $     1  -  5000     5.7             0.5           0.0                    1.7                     
  $  5001 -  10000    10.3             2.4           0.3                    5.7                     
  $ 10001 -  15000    10.2             3.8           1.0                    6.8                     
  $ 15001 -  20000     9.7             5.1           2.1                    6.8                     
  $ 20001 -  25000     7.5             5.1           2.8                    6.3                     
  $ 25001 -  30000     9.8             8.1           4.1                    9.8                     
  $ 30001 -  35000     7.1             6.9           3.3                    9.4                     
  $ 35001 -  40000     4.9             5.5           3.3                    5.7                     
  $ 40001 -  45000     6.1             7.7           5.6                    7.7                     
  $ 45001 -  50000     5.4             7.7           6.0                    7.1                     
  $ 50001 -  75000    13.6            25.0          24.7                   19.1                     
  $ 75001 - 100000     4.8            12.2          16.9                    6.8                     
  OVER $100,000        3.1            13.3          29.7                    5.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-63,437          $466                   2.68                     
  $     1  -  5000                  $2,934           $10                   0.81                     
  $  5001 -  10000                  $7,635           $58                   1.46                     
  $ 10001 -  15000                 $12,436          $218                   1.79                     
  $ 15001 -  20000                 $17,567          $499                   1.86                     
  $ 20001 -  25000                 $22,585          $848                   2.23                     
  $ 25001 -  30000                 $27,535          $956                   2.67                     
  $ 30001 -  35000                 $32,703        $1,065                   3.51                     
  $ 35001 -  40000                 $37,427        $1,571                   3.07                     
  $ 40001 -  45000                 $42,556        $2,128                   3.36                     
  $ 45001 -  50000                 $47,327        $2,520                   3.48                     
  $ 50001 -  75000                 $61,505        $4,168                   3.73                     
  $ 75001 - 100000                 $84,482        $8,095                   3.77                     
  OVER $100,000                   $144,110       $22,112                   4.44                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $33,427        $2,301                   2.65                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                          
                                                                                                    
****************************SUMMARY OF 2002 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   BLANDING UT                                                      
                        _________________________________________________                           
  UNDER $1               13    $-1,485,085            $0      0.00          26                      
  $     1  -  5000       79       $214,963        $3,441      1.60         105                      
  $  5001 -  10000       90       $680,317        $3,288      0.48         155                      
  $ 10001 -  15000       75       $952,365       $10,600      1.11         186                      
  $ 15001 -  20000       76     $1,320,792       $22,823      1.73         226                      
  $ 20001 -  25000       73     $1,631,042       $42,215      2.59         214                      
  $ 25001 -  30000       68     $1,868,292       $41,182      2.20         258                      
  $ 30001 -  35000       63     $2,043,049       $70,561      3.45         215                      
  $ 35001 -  40000       50     $1,875,721       $64,040      3.41         194                      
  $ 40001 -  45000       56     $2,383,232      $104,227      4.37         210                      
  $ 45001 -  50000       57     $2,692,622      $148,740      5.52         200                      
  $ 50001 -  75000      164     $9,962,184      $563,173      5.65         686                      
  $ 75001 - 100000       73     $6,319,320      $622,799      9.86         274                      
  OVER $100,000          27     $3,452,309      $453,998     13.15         124                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                964     $33,911,123    $2,151,087      6.34        3,073                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.3            -4.4           0.0                    0.8                     
  $     1  -  5000     8.2             0.6           0.2                    3.4                     
  $  5001 -  10000     9.3             2.0           0.2                    5.0                     
  $ 10001 -  15000     7.8             2.8           0.5                    6.1                     
  $ 15001 -  20000     7.9             3.9           1.1                    7.4                     
  $ 20001 -  25000     7.6             4.8           2.0                    7.0                     
  $ 25001 -  30000     7.1             5.5           1.9                    8.4                     
  $ 30001 -  35000     6.5             6.0           3.3                    7.0                     
  $ 35001 -  40000     5.2             5.5           3.0                    6.3                     
  $ 40001 -  45000     5.8             7.0           4.8                    6.8                     
  $ 45001 -  50000     5.9             7.9           6.9                    6.5                     
  $ 50001 -  75000    17.0            29.4          26.2                   22.3                     
  $ 75001 - 100000     7.6            18.6          29.0                    8.9                     
  OVER $100,000        2.8            10.2          21.1                    4.0                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-114237            $0                   2.00                     
  $     1  -  5000                  $2,721           $44                   1.33                     
  $  5001 -  10000                  $7,559           $37                   1.72                     
  $ 10001 -  15000                 $12,698          $141                   2.48                     
  $ 15001 -  20000                 $17,379          $300                   2.97                     
  $ 20001 -  25000                 $22,343          $578                   2.93                     
  $ 25001 -  30000                 $27,475          $606                   3.79                     
  $ 30001 -  35000                 $32,429        $1,120                   3.41                     
  $ 35001 -  40000                 $37,514        $1,281                   3.88                     
  $ 40001 -  45000                 $42,558        $1,861                   3.75                     
  $ 45001 -  50000                 $47,239        $2,609                   3.51                     
  $ 50001 -  75000                 $60,745        $3,434                   4.18                     
  $ 75001 - 100000                 $86,566        $8,531                   3.75                     
  OVER $100,000                   $127,863       $16,815                   4.59                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $35,178        $2,231                   3.19                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2002 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   BLUFFDALE UT                                                     
                        _________________________________________________                           
  UNDER $1               18    $-1,544,808          $694     -0.04          66                      
  $     1  -  5000       39       $108,236        $1,218      1.13          41                      
  $  5001 -  10000       55       $415,474        $3,956      0.95          85                      
  $ 10001 -  15000       50       $628,310       $14,015      2.23          96                      
  $ 15001 -  20000       60     $1,067,923       $24,219      2.27         158                      
  $ 20001 -  25000       36       $811,523       $21,480      2.65         111                      
  $ 25001 -  30000       46     $1,258,511       $58,170      4.62         118                      
  $ 30001 -  35000       44     $1,430,383       $61,687      4.31         133                      
  $ 35001 -  40000       43     $1,608,271       $53,278      3.31         167                      
  $ 40001 -  45000       37     $1,575,780       $52,171      3.31         131                      
  $ 45001 -  50000       30     $1,427,850       $60,140      4.21         124                      
  $ 50001 -  75000      203    $12,732,747      $639,651      5.02         857                      
  $ 75001 - 100000      191    $16,642,251    $1,245,004      7.48         827                      
  $100001 - 250000      213    $28,549,314    $3,375,173     11.82       1,045                      
  OVER $250,000          11     $4,858,006    $1,179,130     24.27          45                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,076     $71,569,771    $6,789,986      9.49        4,004                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.7            -2.2           0.0                    1.6                     
  $     1  -  5000     3.6             0.2           0.0                    1.0                     
  $  5001 -  10000     5.1             0.6           0.1                    2.1                     
  $ 10001 -  15000     4.6             0.9           0.2                    2.4                     
  $ 15001 -  20000     5.6             1.5           0.4                    3.9                     
  $ 20001 -  25000     3.3             1.1           0.3                    2.8                     
  $ 25001 -  30000     4.3             1.8           0.9                    2.9                     
  $ 30001 -  35000     4.1             2.0           0.9                    3.3                     
  $ 35001 -  40000     4.0             2.2           0.8                    4.2                     
  $ 40001 -  45000     3.4             2.2           0.8                    3.3                     
  $ 45001 -  50000     2.8             2.0           0.9                    3.1                     
  $ 50001 -  75000    18.9            17.8           9.4                   21.4                     
  $ 75001 - 100000    17.8            23.3          18.3                   20.7                     
  $100001 - 250000    19.8            39.9          49.7                   26.1                     
  OVER $250,000        1.0             6.8          17.4                    1.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-85,823           $39                   3.67                     
  $     1  -  5000                  $2,775           $31                   1.05                     
  $  5001 -  10000                  $7,554           $72                   1.55                     
  $ 10001 -  15000                 $12,566          $280                   1.92                     
  $ 15001 -  20000                 $17,799          $404                   2.63                     
  $ 20001 -  25000                 $22,542          $597                   3.08                     
  $ 25001 -  30000                 $27,359        $1,265                   2.57                     
  $ 30001 -  35000                 $32,509        $1,402                   3.02                     
  $ 35001 -  40000                 $37,402        $1,239                   3.88                     
  $ 40001 -  45000                 $42,589        $1,410                   3.54                     
  $ 45001 -  50000                 $47,595        $2,005                   4.13                     
  $ 50001 -  75000                 $62,723        $3,151                   4.22                     
  $ 75001 - 100000                 $87,132        $6,518                   4.33                     
  $100001 - 250000                $134,034       $15,846                   4.91                     
  OVER $250,000                   $441,637      $107,194                   4.09                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $66,515        $6,310                   3.72                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2002 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   BOUNTIFUL UT                                                     
                        _________________________________________________                           
  UNDER $1              109   $-10,957,192       $22,694     -0.21         247                      
  $     1  -  5000      551     $1,507,790        $2,129      0.14         596                      
  $  5001 -  10000      738     $5,599,431       $50,666      0.90         986                      
  $ 10001 -  15000      854    $10,786,690      $185,153      1.72       1,493                      
  $ 15001 -  20000      882    $15,495,971      $426,137      2.75       1,696                      
  $ 20001 -  25000      920    $20,683,808      $734,699      3.55       1,979                      
  $ 25001 -  30000      860    $23,709,980    $1,050,929      4.43       1,941                      
  $ 30001 -  35000      765    $24,776,424    $1,227,104      4.95       1,795                      
  $ 35001 -  40000      824    $30,884,778    $1,698,197      5.50       2,033                      
  $ 40001 -  45000      728    $30,875,641    $1,936,863      6.27       1,900                      
  $ 45001 -  50000      693    $32,919,882    $2,177,093      6.61       1,960                      
  $ 50001 -  75000    2,467   $151,403,679   $11,233,680      7.42       7,706                      
  $ 75001 - 100000    1,574   $135,878,449   $12,301,612      9.05       5,718                      
  $100001 - 250000    1,822   $250,716,791   $33,382,554     13.31       7,227                      
  OVER $250,000         260   $157,725,031   $42,226,730     26.77       1,052                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL             14,047    $882,007,153  $108,656,240     12.32       38,329                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.8            -1.2           0.0                    0.6                     
  $     1  -  5000     3.9             0.2           0.0                    1.6                     
  $  5001 -  10000     5.3             0.6           0.0                    2.6                     
  $ 10001 -  15000     6.1             1.2           0.2                    3.9                     
  $ 15001 -  20000     6.3             1.8           0.4                    4.4                     
  $ 20001 -  25000     6.5             2.3           0.7                    5.2                     
  $ 25001 -  30000     6.1             2.7           1.0                    5.1                     
  $ 30001 -  35000     5.4             2.8           1.1                    4.7                     
  $ 35001 -  40000     5.9             3.5           1.6                    5.3                     
  $ 40001 -  45000     5.2             3.5           1.8                    5.0                     
  $ 45001 -  50000     4.9             3.7           2.0                    5.1                     
  $ 50001 -  75000    17.6            17.2          10.3                   20.1                     
  $ 75001 - 100000    11.2            15.4          11.3                   14.9                     
  $100001 - 250000    13.0            28.4          30.7                   18.9                     
  OVER $250,000        1.9            17.9          38.9                    2.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-100525          $208                   2.27                     
  $     1  -  5000                  $2,736            $4                   1.08                     
  $  5001 -  10000                  $7,587           $69                   1.34                     
  $ 10001 -  15000                 $12,631          $217                   1.75                     
  $ 15001 -  20000                 $17,569          $483                   1.92                     
  $ 20001 -  25000                 $22,482          $799                   2.15                     
  $ 25001 -  30000                 $27,570        $1,222                   2.26                     
  $ 30001 -  35000                 $32,387        $1,604                   2.35                     
  $ 35001 -  40000                 $37,482        $2,061                   2.47                     
  $ 40001 -  45000                 $42,412        $2,661                   2.61                     
  $ 45001 -  50000                 $47,503        $3,142                   2.83                     
  $ 50001 -  75000                 $61,372        $4,554                   3.12                     
  $ 75001 - 100000                 $86,327        $7,816                   3.63                     
  $100001 - 250000                $137,605       $18,322                   3.97                     
  OVER $250,000                   $606,635      $162,411                   4.05                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $62,790        $7,735                   2.73                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                      
                                                                                                    
****************************SUMMARY OF 2002 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   BRIGHAM CITY UT                                                  
                        _________________________________________________                           
  UNDER $1               27      $-893,988        $4,641     -0.52          85                      
  $     1  -  5000      266       $822,640          $765      0.09         278                      
  $  5001 -  10000      378     $2,954,040       $18,319      0.62         610                      
  $ 10001 -  15000      404     $5,010,139       $80,590      1.61         776                      
  $ 15001 -  20000      432     $7,559,413      $185,775      2.46         914                      
  $ 20001 -  25000      408     $9,172,146      $312,569      3.41         943                      
  $ 25001 -  30000      425    $11,709,911      $483,185      4.13       1,068                      
  $ 30001 -  35000      392    $12,678,524      $585,268      4.62       1,059                      
  $ 35001 -  40000      393    $14,715,193      $753,433      5.12       1,150                      
  $ 40001 -  45000      346    $14,667,606      $781,271      5.33       1,094                      
  $ 45001 -  50000      297    $14,118,914      $792,945      5.62       1,026                      
  $ 50001 -  75000    1,257    $77,142,348    $5,461,756      7.08       4,492                      
  $ 75001 - 100000      599    $51,412,143    $4,620,946      8.99       2,360                      
  $100001 - 250000      377    $47,674,508    $6,075,797     12.74       1,606                      
  OVER $250,000          16     $5,825,080    $1,465,918     25.17          62                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              6,017    $274,568,617   $21,623,178      7.88       17,523                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.3           0.0                    0.5                     
  $     1  -  5000     4.4             0.3           0.0                    1.6                     
  $  5001 -  10000     6.3             1.1           0.1                    3.5                     
  $ 10001 -  15000     6.7             1.8           0.4                    4.4                     
  $ 15001 -  20000     7.2             2.8           0.9                    5.2                     
  $ 20001 -  25000     6.8             3.3           1.4                    5.4                     
  $ 25001 -  30000     7.1             4.3           2.2                    6.1                     
  $ 30001 -  35000     6.5             4.6           2.7                    6.0                     
  $ 35001 -  40000     6.5             5.4           3.5                    6.6                     
  $ 40001 -  45000     5.8             5.3           3.6                    6.2                     
  $ 45001 -  50000     4.9             5.1           3.7                    5.9                     
  $ 50001 -  75000    20.9            28.1          25.3                   25.6                     
  $ 75001 - 100000    10.0            18.7          21.4                   13.5                     
  $100001 - 250000     6.3            17.4          28.1                    9.2                     
  OVER $250,000        0.3             2.1           6.8                    0.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-33,111          $172                   3.15                     
  $     1  -  5000                  $3,093            $3                   1.05                     
  $  5001 -  10000                  $7,815           $48                   1.61                     
  $ 10001 -  15000                 $12,401          $199                   1.92                     
  $ 15001 -  20000                 $17,499          $430                   2.12                     
  $ 20001 -  25000                 $22,481          $766                   2.31                     
  $ 25001 -  30000                 $27,553        $1,137                   2.51                     
  $ 30001 -  35000                 $32,343        $1,493                   2.70                     
  $ 35001 -  40000                 $37,443        $1,917                   2.93                     
  $ 40001 -  45000                 $42,392        $2,258                   3.16                     
  $ 45001 -  50000                 $47,538        $2,670                   3.45                     
  $ 50001 -  75000                 $61,370        $4,345                   3.57                     
  $ 75001 - 100000                 $85,830        $7,714                   3.94                     
  $100001 - 250000                $126,458       $16,116                   4.26                     
  OVER $250,000                   $364,068       $91,620                   3.88                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $45,632        $3,594                   2.91                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2002 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   CEDAR CITY UT                                                    
                        _________________________________________________                           
  UNDER $1               72    $-1,428,084        $2,349     -0.16         173                      
  $     1  -  5000      575     $1,643,808        $1,403      0.09         672                      
  $  5001 -  10000      810     $6,093,284       $45,969      0.75       1,279                      
  $ 10001 -  15000      874    $10,865,263      $152,866      1.41       1,787                      
  $ 15001 -  20000      792    $13,879,042      $311,382      2.24       1,821                      
  $ 20001 -  25000      654    $14,613,509      $409,364      2.80       1,689                      
  $ 25001 -  30000      561    $15,421,450      $566,483      3.67       1,486                      
  $ 30001 -  35000      520    $16,843,105      $729,687      4.33       1,483                      
  $ 35001 -  40000      455    $17,047,592      $760,415      4.46       1,434                      
  $ 40001 -  45000      369    $15,670,284      $890,902      5.69       1,123                      
  $ 45001 -  50000      369    $17,504,636    $1,021,661      5.84       1,179                      
  $ 50001 -  75000    1,208    $74,102,577    $5,037,947      6.80       4,310                      
  $ 75001 - 100000      582    $49,780,022    $4,680,243      9.40       2,099                      
  $100001 - 250000      372    $49,101,633    $6,493,132     13.22       1,476                      
  OVER $250,000          34    $14,368,496    $3,397,796     23.65         132                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              8,247    $315,506,617   $24,501,599      7.77       22,143                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.9            -0.5           0.0                    0.8                     
  $     1  -  5000     7.0             0.5           0.0                    3.0                     
  $  5001 -  10000     9.8             1.9           0.2                    5.8                     
  $ 10001 -  15000    10.6             3.4           0.6                    8.1                     
  $ 15001 -  20000     9.6             4.4           1.3                    8.2                     
  $ 20001 -  25000     7.9             4.6           1.7                    7.6                     
  $ 25001 -  30000     6.8             4.9           2.3                    6.7                     
  $ 30001 -  35000     6.3             5.3           3.0                    6.7                     
  $ 35001 -  40000     5.5             5.4           3.1                    6.5                     
  $ 40001 -  45000     4.5             5.0           3.6                    5.1                     
  $ 45001 -  50000     4.5             5.5           4.2                    5.3                     
  $ 50001 -  75000    14.6            23.5          20.6                   19.5                     
  $ 75001 - 100000     7.1            15.8          19.1                    9.5                     
  $100001 - 250000     4.5            15.6          26.5                    6.7                     
  OVER $250,000        0.4             4.6          13.9                    0.6                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-19,835           $33                   2.40                     
  $     1  -  5000                  $2,859            $2                   1.17                     
  $  5001 -  10000                  $7,523           $57                   1.58                     
  $ 10001 -  15000                 $12,432          $175                   2.04                     
  $ 15001 -  20000                 $17,524          $393                   2.30                     
  $ 20001 -  25000                 $22,345          $626                   2.58                     
  $ 25001 -  30000                 $27,489        $1,010                   2.65                     
  $ 30001 -  35000                 $32,391        $1,403                   2.85                     
  $ 35001 -  40000                 $37,467        $1,671                   3.15                     
  $ 40001 -  45000                 $42,467        $2,414                   3.04                     
  $ 45001 -  50000                 $47,438        $2,769                   3.20                     
  $ 50001 -  75000                 $61,343        $4,170                   3.57                     
  $ 75001 - 100000                 $85,533        $8,042                   3.61                     
  $100001 - 250000                $131,994       $17,455                   3.97                     
  OVER $250,000                   $422,603       $99,935                   3.88                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $38,257        $2,971                   2.68                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 2002 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   CEDAR HILLS UT                                                   
                        _________________________________________________                           
  UNDER $1               18      $-443,782          $155     -0.03          61                      
  $     1  -  5000       41       $111,255          $994      0.89          65                      
  $  5001 -  10000       43       $317,951        $3,151      0.99          57                      
  $ 10001 -  15000       37       $456,865        $5,164      1.13          83                      
  $ 15001 -  20000       33       $586,495        $6,998      1.19         102                      
  $ 20001 -  25000       51     $1,152,114       $32,419      2.81         138                      
  $ 25001 -  30000       33       $895,572       $23,179      2.59         101                      
  $ 30001 -  35000       29       $940,392       $23,911      2.54         102                      
  $ 35001 -  40000       31     $1,168,822       $23,409      2.00         125                      
  $ 40001 -  45000       48     $2,056,774       $37,106      1.80         212                      
  $ 45001 -  50000       53     $2,496,420       $65,157      2.61         229                      
  $ 50001 -  75000      281    $17,644,705      $739,253      4.19       1,255                      
  $ 75001 - 100000      244    $21,085,898    $1,251,894      5.94       1,149                      
  $100001 - 250000      192    $24,865,581    $2,773,616     11.15         915                      
  OVER $250,000          16     $8,391,812    $1,945,415     23.18          81                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,150     $81,726,874    $6,931,821      8.48        4,675                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.6            -0.5           0.0                    1.3                     
  $     1  -  5000     3.6             0.1           0.0                    1.4                     
  $  5001 -  10000     3.7             0.4           0.0                    1.2                     
  $ 10001 -  15000     3.2             0.6           0.1                    1.8                     
  $ 15001 -  20000     2.9             0.7           0.1                    2.2                     
  $ 20001 -  25000     4.4             1.4           0.5                    3.0                     
  $ 25001 -  30000     2.9             1.1           0.3                    2.2                     
  $ 30001 -  35000     2.5             1.2           0.3                    2.2                     
  $ 35001 -  40000     2.7             1.4           0.3                    2.7                     
  $ 40001 -  45000     4.2             2.5           0.5                    4.5                     
  $ 45001 -  50000     4.6             3.1           0.9                    4.9                     
  $ 50001 -  75000    24.4            21.6          10.7                   26.8                     
  $ 75001 - 100000    21.2            25.8          18.1                   24.6                     
  $100001 - 250000    16.7            30.4          40.0                   19.6                     
  OVER $250,000        1.4            10.3          28.1                    1.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-24,655            $9                   3.39                     
  $     1  -  5000                  $2,714           $24                   1.59                     
  $  5001 -  10000                  $7,394           $73                   1.33                     
  $ 10001 -  15000                 $12,348          $140                   2.24                     
  $ 15001 -  20000                 $17,773          $212                   3.09                     
  $ 20001 -  25000                 $22,590          $636                   2.71                     
  $ 25001 -  30000                 $27,139          $702                   3.06                     
  $ 30001 -  35000                 $32,427          $825                   3.52                     
  $ 35001 -  40000                 $37,704          $755                   4.03                     
  $ 40001 -  45000                 $42,849          $773                   4.42                     
  $ 45001 -  50000                 $47,102        $1,229                   4.32                     
  $ 50001 -  75000                 $62,793        $2,631                   4.47                     
  $ 75001 - 100000                 $86,418        $5,131                   4.71                     
  $100001 - 250000                $129,508       $14,446                   4.77                     
  OVER $250,000                   $524,488      $121,588                   5.06                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $71,067        $6,028                   4.07                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                       
                                                                                                    
****************************SUMMARY OF 2002 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   CENTERVILLE UT                                                   
                        _________________________________________________                           
  UNDER $1               17      $-225,402        $6,743     -2.99          49                      
  $     1  -  5000      148       $448,113        $1,665      0.37         134                      
  $  5001 -  10000      201     $1,528,561       $21,026      1.38         229                      
  $ 10001 -  15000      184     $2,303,044       $39,940      1.73         310                      
  $ 15001 -  20000      229     $4,043,145      $116,341      2.88         432                      
  $ 20001 -  25000      190     $4,260,866      $178,837      4.20         382                      
  $ 25001 -  30000      192     $5,278,620      $227,704      4.31         421                      
  $ 30001 -  35000      206     $6,683,592      $323,911      4.85         510                      
  $ 35001 -  40000      197     $7,376,866      $406,310      5.51         513                      
  $ 40001 -  45000      190     $8,075,737      $477,241      5.91         521                      
  $ 45001 -  50000      213    $10,130,848      $579,692      5.72         613                      
  $ 50001 -  75000      887    $55,474,538    $3,690,574      6.65       3,122                      
  $ 75001 - 100000      698    $60,806,836    $4,900,519      8.06       2,880                      
  $100001 - 250000      805   $107,824,028   $13,804,188     12.80       3,448                      
  OVER $250,000          78    $43,987,117   $10,940,665     24.87         402                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              4,435    $317,996,509   $35,715,356     11.23       13,966                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.1           0.0                    0.4                     
  $     1  -  5000     3.3             0.1           0.0                    1.0                     
  $  5001 -  10000     4.5             0.5           0.1                    1.6                     
  $ 10001 -  15000     4.1             0.7           0.1                    2.2                     
  $ 15001 -  20000     5.2             1.3           0.3                    3.1                     
  $ 20001 -  25000     4.3             1.3           0.5                    2.7                     
  $ 25001 -  30000     4.3             1.7           0.6                    3.0                     
  $ 30001 -  35000     4.6             2.1           0.9                    3.7                     
  $ 35001 -  40000     4.4             2.3           1.1                    3.7                     
  $ 40001 -  45000     4.3             2.5           1.3                    3.7                     
  $ 45001 -  50000     4.8             3.2           1.6                    4.4                     
  $ 50001 -  75000    20.0            17.4          10.3                   22.4                     
  $ 75001 - 100000    15.7            19.1          13.7                   20.6                     
  $100001 - 250000    18.2            33.9          38.7                   24.7                     
  OVER $250,000        1.8            13.8          30.6                    2.9                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-13,259          $397                   2.88                     
  $     1  -  5000                  $3,028           $11                   0.91                     
  $  5001 -  10000                  $7,605          $105                   1.14                     
  $ 10001 -  15000                 $12,517          $217                   1.68                     
  $ 15001 -  20000                 $17,656          $508                   1.89                     
  $ 20001 -  25000                 $22,426          $941                   2.01                     
  $ 25001 -  30000                 $27,493        $1,186                   2.19                     
  $ 30001 -  35000                 $32,445        $1,572                   2.48                     
  $ 35001 -  40000                 $37,446        $2,062                   2.60                     
  $ 40001 -  45000                 $42,504        $2,512                   2.74                     
  $ 45001 -  50000                 $47,563        $2,722                   2.88                     
  $ 50001 -  75000                 $62,542        $4,161                   3.52                     
  $ 75001 - 100000                 $87,116        $7,021                   4.13                     
  $100001 - 250000                $133,943       $17,148                   4.28                     
  OVER $250,000                   $563,937      $140,265                   5.15                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $71,702        $8,053                   3.15                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                        
                                                                                                    
****************************SUMMARY OF 2002 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   CLEARFIELD UT                                                    
                        _________________________________________________                           
  UNDER $1               32    $-1,012,696        $3,963     -0.39          59                      
  $     1  -  5000      441     $1,291,947          $883      0.07         582                      
  $  5001 -  10000      548     $4,170,412       $25,640      0.61         919                      
  $ 10001 -  15000      692     $8,689,066      $177,272      2.04       1,287                      
  $ 15001 -  20000      782    $13,563,358      $437,164      3.22       1,527                      
  $ 20001 -  25000      766    $17,181,163      $670,748      3.90       1,661                      
  $ 25001 -  30000      682    $18,776,910      $828,003      4.41       1,673                      
  $ 30001 -  35000      677    $22,045,794    $1,072,765      4.87       1,767                      
  $ 35001 -  40000      616    $23,068,152    $1,212,185      5.25       1,705                      
  $ 40001 -  45000      600    $25,468,554    $1,518,434      5.96       1,694                      
  $ 45001 -  50000      506    $24,021,447    $1,441,797      6.00       1,625                      
  $ 50001 -  75000    1,735   $105,150,157    $7,803,662      7.42       5,778                      
  $ 75001 - 100000      651    $55,291,568    $5,358,518      9.69       2,367                      
  OVER $100,000         312    $39,841,641    $5,250,375     13.18       1,249                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              9,040    $357,547,473   $25,801,409      7.22       23,893                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.4            -0.3           0.0                    0.2                     
  $     1  -  5000     4.9             0.4           0.0                    2.4                     
  $  5001 -  10000     6.1             1.2           0.1                    3.8                     
  $ 10001 -  15000     7.7             2.4           0.7                    5.4                     
  $ 15001 -  20000     8.7             3.8           1.7                    6.4                     
  $ 20001 -  25000     8.5             4.8           2.6                    7.0                     
  $ 25001 -  30000     7.5             5.3           3.2                    7.0                     
  $ 30001 -  35000     7.5             6.2           4.2                    7.4                     
  $ 35001 -  40000     6.8             6.5           4.7                    7.1                     
  $ 40001 -  45000     6.6             7.1           5.9                    7.1                     
  $ 45001 -  50000     5.6             6.7           5.6                    6.8                     
  $ 50001 -  75000    19.2            29.4          30.2                   24.2                     
  $ 75001 - 100000     7.2            15.5          20.8                    9.9                     
  OVER $100,000        3.5            11.1          20.3                    5.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-31,647          $124                   1.84                     
  $     1  -  5000                  $2,930            $2                   1.32                     
  $  5001 -  10000                  $7,610           $47                   1.68                     
  $ 10001 -  15000                 $12,556          $256                   1.86                     
  $ 15001 -  20000                 $17,344          $559                   1.95                     
  $ 20001 -  25000                 $22,430          $876                   2.17                     
  $ 25001 -  30000                 $27,532        $1,214                   2.45                     
  $ 30001 -  35000                 $32,564        $1,585                   2.61                     
  $ 35001 -  40000                 $37,448        $1,968                   2.77                     
  $ 40001 -  45000                 $42,448        $2,531                   2.82                     
  $ 45001 -  50000                 $47,473        $2,849                   3.21                     
  $ 50001 -  75000                 $60,605        $4,498                   3.33                     
  $ 75001 - 100000                 $84,933        $8,231                   3.64                     
  OVER $100,000                   $127,698       $16,828                   4.00                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $39,552        $2,854                   2.64                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 2002 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   CLINTON UT                                                       
                        _________________________________________________                           
  UNDER $ 5,000         137       $197,975          $827      0.42         139                      
  $  5001 -  10000      130       $950,862        $8,674      0.91         151                      
  $ 10001 -  15000      171     $2,137,555       $33,444      1.56         327                      
  $ 15001 -  20000      205     $3,605,619      $100,339      2.78         430                      
  $ 20001 -  25000      207     $4,659,777      $153,325      3.29         497                      
  $ 25001 -  30000      251     $6,869,391      $262,776      3.83         630                      
  $ 30001 -  35000      233     $7,573,636      $274,835      3.63         677                      
  $ 35001 -  40000      298    $11,211,684      $482,265      4.30         901                      
  $ 40001 -  45000      320    $13,605,675      $576,924      4.24       1,096                      
  $ 45001 -  50000      299    $14,255,260      $707,617      4.96         993                      
  $ 50001 -  75000    1,228    $75,155,483    $4,864,797      6.47       4,455                      
  $ 75001 - 100000      528    $44,960,413    $4,101,916      9.12       2,023                      
  OVER $100,000         263    $33,502,855    $4,261,849     12.72       1,097                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              4,270    $218,686,185   $15,829,588      7.24       13,416                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $ 5,000        3.2             0.1           0.0                    1.0                     
  $  5001 -  10000     3.0             0.4           0.1                    1.1                     
  $ 10001 -  15000     4.0             1.0           0.2                    2.4                     
  $ 15001 -  20000     4.8             1.6           0.6                    3.2                     
  $ 20001 -  25000     4.8             2.1           1.0                    3.7                     
  $ 25001 -  30000     5.9             3.1           1.7                    4.7                     
  $ 30001 -  35000     5.5             3.5           1.7                    5.0                     
  $ 35001 -  40000     7.0             5.1           3.0                    6.7                     
  $ 40001 -  45000     7.5             6.2           3.6                    8.2                     
  $ 45001 -  50000     7.0             6.5           4.5                    7.4                     
  $ 50001 -  75000    28.8            34.4          30.7                   33.2                     
  $ 75001 - 100000    12.4            20.6          25.9                   15.1                     
  OVER $100,000        6.2            15.3          26.9                    8.2                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $ 5,000                     $1,445            $6                   1.01                     
  $  5001 -  10000                  $7,314           $67                   1.16                     
  $ 10001 -  15000                 $12,500          $196                   1.91                     
  $ 15001 -  20000                 $17,588          $489                   2.10                     
  $ 20001 -  25000                 $22,511          $741                   2.40                     
  $ 25001 -  30000                 $27,368        $1,047                   2.51                     
  $ 30001 -  35000                 $32,505        $1,180                   2.91                     
  $ 35001 -  40000                 $37,623        $1,618                   3.02                     
  $ 40001 -  45000                 $42,518        $1,803                   3.43                     
  $ 45001 -  50000                 $47,676        $2,367                   3.32                     
  $ 50001 -  75000                 $61,202        $3,962                   3.63                     
  $ 75001 - 100000                 $85,152        $7,769                   3.83                     
  OVER $100,000                   $127,387       $16,205                   4.17                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $51,215        $3,707                   3.14                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                         
                                                                                                    
****************************SUMMARY OF 2002 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   COALVILLE UT                                                     
                        _________________________________________________                           
  UNDER $1               15      $-735,860          $533     -0.07          45                      
  $     1  -  5000       33        $91,796            $0      0.00          18                      
  $  5001 -  10000       49       $383,835        $3,853      1.00          58                      
  $ 10001 -  15000       64       $789,799       $13,225      1.67         117                      
  $ 15001 -  20000       48       $839,718       $17,388      2.07         102                      
  $ 20001 -  25000       54     $1,220,459       $52,073      4.27         103                      
  $ 25001 -  30000       59     $1,631,592       $72,299      4.43         144                      
  $ 30001 -  35000       61     $1,989,808       $91,979      4.62         167                      
  $ 35001 -  40000       58     $2,180,517      $103,813      4.76         175                      
  $ 40001 -  45000       47     $2,013,054       $74,688      3.71         175                      
  $ 45001 -  50000       46     $2,173,132      $117,243      5.40         148                      
  $ 50001 -  75000      166    $10,158,299      $716,703      7.06         573                      
  $ 75001 - 100000       89     $7,654,684      $706,789      9.23         322                      
  OVER $100,000          60     $8,803,211    $1,378,746     15.66         214                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                849     $39,194,044    $3,349,332      8.55        2,361                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.8            -1.9           0.0                    1.9                     
  $     1  -  5000     3.9             0.2           0.0                    0.8                     
  $  5001 -  10000     5.8             1.0           0.1                    2.5                     
  $ 10001 -  15000     7.5             2.0           0.4                    5.0                     
  $ 15001 -  20000     5.7             2.1           0.5                    4.3                     
  $ 20001 -  25000     6.4             3.1           1.6                    4.4                     
  $ 25001 -  30000     6.9             4.2           2.2                    6.1                     
  $ 30001 -  35000     7.2             5.1           2.7                    7.1                     
  $ 35001 -  40000     6.8             5.6           3.1                    7.4                     
  $ 40001 -  45000     5.5             5.1           2.2                    7.4                     
  $ 45001 -  50000     5.4             5.5           3.5                    6.3                     
  $ 50001 -  75000    19.6            25.9          21.4                   24.3                     
  $ 75001 - 100000    10.5            19.5          21.1                   13.6                     
  OVER $100,000        7.1            22.5          41.2                    9.1                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-49,057           $36                   3.00                     
  $     1  -  5000                  $2,782            $0                   0.55                     
  $  5001 -  10000                  $7,833           $79                   1.18                     
  $ 10001 -  15000                 $12,341          $207                   1.83                     
  $ 15001 -  20000                 $17,494          $362                   2.13                     
  $ 20001 -  25000                 $22,601          $964                   1.91                     
  $ 25001 -  30000                 $27,654        $1,225                   2.44                     
  $ 30001 -  35000                 $32,620        $1,508                   2.74                     
  $ 35001 -  40000                 $37,595        $1,790                   3.02                     
  $ 40001 -  45000                 $42,831        $1,589                   3.72                     
  $ 45001 -  50000                 $47,242        $2,549                   3.22                     
  $ 50001 -  75000                 $61,195        $4,317                   3.45                     
  $ 75001 - 100000                 $86,008        $7,941                   3.62                     
  OVER $100,000                   $146,720       $22,979                   3.57                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $46,165        $3,945                   2.78                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                             
                                                                                                    
****************************SUMMARY OF 2002 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   DELTA UT                                                         
                        _________________________________________________                           
  UNDER $1               37    $-6,657,122        $2,648     -0.04         102                      
  $     1  -  5000       64       $187,811          $755      0.40          76                      
  $  5001 -  10000      113       $865,706       $18,630      2.15         208                      
  $ 10001 -  15000      153     $1,935,603       $24,794      1.28         332                      
  $ 15001 -  20000      105     $1,845,212       $42,510      2.30         263                      
  $ 20001 -  25000      103     $2,304,310       $51,280      2.23         320                      
  $ 25001 -  30000      104     $2,867,619       $72,367      2.52         349                      
  $ 30001 -  35000       93     $3,012,207       $99,803      3.31         289                      
  $ 35001 -  40000       76     $2,835,783       $90,529      3.19         274                      
  $ 40001 -  45000       55     $2,324,685       $97,021      4.17         210                      
  $ 45001 -  50000       61     $2,889,865      $158,454      5.48         219                      
  $ 50001 -  75000      273    $17,112,079    $1,153,683      6.74       1,092                      
  $ 75001 - 100000      159    $13,679,596    $1,219,170      8.91         712                      
  OVER $100,000          77     $9,601,906    $1,165,243     12.14         350                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,473     $54,805,260    $4,196,887      7.66        4,796                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.5           -12.1           0.1                    2.1                     
  $     1  -  5000     4.3             0.3           0.0                    1.6                     
  $  5001 -  10000     7.7             1.6           0.4                    4.3                     
  $ 10001 -  15000    10.4             3.5           0.6                    6.9                     
  $ 15001 -  20000     7.1             3.4           1.0                    5.5                     
  $ 20001 -  25000     7.0             4.2           1.2                    6.7                     
  $ 25001 -  30000     7.1             5.2           1.7                    7.3                     
  $ 30001 -  35000     6.3             5.5           2.4                    6.0                     
  $ 35001 -  40000     5.2             5.2           2.2                    5.7                     
  $ 40001 -  45000     3.7             4.2           2.3                    4.4                     
  $ 45001 -  50000     4.1             5.3           3.8                    4.6                     
  $ 50001 -  75000    18.5            31.2          27.5                   22.8                     
  $ 75001 - 100000    10.8            25.0          29.0                   14.8                     
  OVER $100,000        5.2            17.5          27.8                    7.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-179922           $72                   2.76                     
  $     1  -  5000                  $2,935           $12                   1.19                     
  $  5001 -  10000                  $7,661          $165                   1.84                     
  $ 10001 -  15000                 $12,651          $162                   2.17                     
  $ 15001 -  20000                 $17,573          $405                   2.50                     
  $ 20001 -  25000                 $22,372          $498                   3.11                     
  $ 25001 -  30000                 $27,573          $696                   3.36                     
  $ 30001 -  35000                 $32,389        $1,073                   3.11                     
  $ 35001 -  40000                 $37,313        $1,191                   3.61                     
  $ 40001 -  45000                 $42,267        $1,764                   3.82                     
  $ 45001 -  50000                 $47,375        $2,598                   3.59                     
  $ 50001 -  75000                 $62,682        $4,226                   4.00                     
  $ 75001 - 100000                 $86,035        $7,668                   4.48                     
  OVER $100,000                   $124,700       $15,133                   4.55                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $37,207        $2,849                   3.26                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                            
                                                                                                    
****************************SUMMARY OF 2002 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   DRAPER UT                                                        
                        _________________________________________________                           
  UNDER $1               85    $-6,208,927       $17,037     -0.27         234                      
  $     1  -  5000      235       $628,732        $1,159      0.18         234                      
  $  5001 -  10000      278     $2,073,013       $23,756      1.15         346                      
  $ 10001 -  15000      331     $4,088,593       $91,218      2.23         585                      
  $ 15001 -  20000      331     $5,822,283      $177,558      3.05         664                      
  $ 20001 -  25000      360     $8,165,978      $314,285      3.85         749                      
  $ 25001 -  30000      333     $9,174,729      $415,924      4.53         726                      
  $ 30001 -  35000      279     $9,087,371      $448,365      4.93         668                      
  $ 35001 -  40000      321    $12,041,002      $625,388      5.19         788                      
  $ 40001 -  45000      311    $13,199,051      $730,498      5.53         832                      
  $ 45001 -  50000      357    $16,952,220      $957,138      5.65       1,032                      
  $ 50001 -  75000    1,528    $95,346,986    $6,197,631      6.50       4,955                      
  $ 75001 - 100000    1,160   $100,894,724    $8,473,461      8.40       4,148                      
  $100001 - 250000    1,674   $235,411,261   $31,979,159     13.58       6,558                      
  OVER $250,000         194   $112,906,835   $26,414,263     23.39         780                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              7,777    $619,583,851   $76,866,840     12.41       23,299                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             1.1            -1.0           0.0                    1.0                     
  $     1  -  5000     3.0             0.1           0.0                    1.0                     
  $  5001 -  10000     3.6             0.3           0.0                    1.5                     
  $ 10001 -  15000     4.3             0.7           0.1                    2.5                     
  $ 15001 -  20000     4.3             0.9           0.2                    2.8                     
  $ 20001 -  25000     4.6             1.3           0.4                    3.2                     
  $ 25001 -  30000     4.3             1.5           0.5                    3.1                     
  $ 30001 -  35000     3.6             1.5           0.6                    2.9                     
  $ 35001 -  40000     4.1             1.9           0.8                    3.4                     
  $ 40001 -  45000     4.0             2.1           1.0                    3.6                     
  $ 45001 -  50000     4.6             2.7           1.2                    4.4                     
  $ 50001 -  75000    19.6            15.4           8.1                   21.3                     
  $ 75001 - 100000    14.9            16.3          11.0                   17.8                     
  $100001 - 250000    21.5            38.0          41.6                   28.1                     
  OVER $250,000        2.5            18.2          34.4                    3.3                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-73,046          $200                   2.75                     
  $     1  -  5000                  $2,675            $5                   1.00                     
  $  5001 -  10000                  $7,457           $85                   1.24                     
  $ 10001 -  15000                 $12,352          $276                   1.77                     
  $ 15001 -  20000                 $17,590          $536                   2.01                     
  $ 20001 -  25000                 $22,683          $873                   2.08                     
  $ 25001 -  30000                 $27,552        $1,249                   2.18                     
  $ 30001 -  35000                 $32,571        $1,607                   2.39                     
  $ 35001 -  40000                 $37,511        $1,948                   2.45                     
  $ 40001 -  45000                 $42,441        $2,349                   2.68                     
  $ 45001 -  50000                 $47,485        $2,681                   2.89                     
  $ 50001 -  75000                 $62,400        $4,056                   3.24                     
  $ 75001 - 100000                 $86,978        $7,305                   3.58                     
  $100001 - 250000                $140,628       $19,103                   3.92                     
  OVER $250,000                   $581,994      $136,156                   4.02                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $79,669        $9,884                   3.00                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                    
                                                                                                    
****************************SUMMARY OF 2002 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   EAGLE MOUNTAIN UT                                                
                        _________________________________________________                           
  UNDER $1               11      $-274,840          $251     -0.09          38                      
  $     1  -  5000       35       $100,280          $275      0.27          50                      
  $  5001 -  10000       38       $282,658        $2,306      0.82          95                      
  $ 10001 -  15000       59       $723,837        $6,565      0.91         167                      
  $ 15001 -  20000       64     $1,135,411       $19,958      1.76         205                      
  $ 20001 -  25000       88     $1,961,659       $42,949      2.19         267                      
  $ 25001 -  30000      117     $3,255,187       $71,142      2.19         370                      
  $ 30001 -  35000      123     $4,002,960       $87,157      2.18         425                      
  $ 35001 -  40000      185     $6,947,517      $159,714      2.30         677                      
  $ 40001 -  45000      161     $6,808,586      $193,095      2.84         606                      
  $ 45001 -  50000      167     $7,908,384      $270,604      3.42         621                      
  $ 50001 -  75000      458    $27,707,675    $1,426,281      5.15       1,780                      
  $ 75001 - 100000      131    $11,147,712      $787,339      7.06         551                      
  OVER $100,000          91    $12,552,084    $1,630,405     12.99         421                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              1,728     $84,259,110    $4,698,041      5.58        6,273                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             0.6            -0.3           0.0                    0.6                     
  $     1  -  5000     2.0             0.1           0.0                    0.8                     
  $  5001 -  10000     2.2             0.3           0.0                    1.5                     
  $ 10001 -  15000     3.4             0.9           0.1                    2.7                     
  $ 15001 -  20000     3.7             1.3           0.4                    3.3                     
  $ 20001 -  25000     5.1             2.3           0.9                    4.3                     
  $ 25001 -  30000     6.8             3.9           1.5                    5.9                     
  $ 30001 -  35000     7.1             4.8           1.9                    6.8                     
  $ 35001 -  40000    10.7             8.2           3.4                   10.8                     
  $ 40001 -  45000     9.3             8.1           4.1                    9.7                     
  $ 45001 -  50000     9.7             9.4           5.8                    9.9                     
  $ 50001 -  75000    26.5            32.9          30.4                   28.4                     
  $ 75001 - 100000     7.6            13.2          16.8                    8.8                     
  OVER $100,000        5.3            14.9          34.7                    6.7                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-24,985           $23                   3.45                     
  $     1  -  5000                  $2,865            $8                   1.43                     
  $  5001 -  10000                  $7,438           $61                   2.50                     
  $ 10001 -  15000                 $12,268          $111                   2.83                     
  $ 15001 -  20000                 $17,741          $312                   3.20                     
  $ 20001 -  25000                 $22,292          $488                   3.03                     
  $ 25001 -  30000                 $27,822          $608                   3.16                     
  $ 30001 -  35000                 $32,544          $709                   3.46                     
  $ 35001 -  40000                 $37,554          $863                   3.66                     
  $ 40001 -  45000                 $42,289        $1,199                   3.76                     
  $ 45001 -  50000                 $47,356        $1,620                   3.72                     
  $ 50001 -  75000                 $60,497        $3,114                   3.89                     
  $ 75001 - 100000                 $85,097        $6,010                   4.21                     
  OVER $100,000                   $137,935       $17,917                   4.63                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $48,761        $2,719                   3.63                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                              
                                                                                                    
****************************SUMMARY OF 2002 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   EDEN UT                                                          
                        _________________________________________________                           
  UNDER $1               18    $-1,493,242        $5,674     -0.38          49                      
  $     1  -  5000       32        $98,591           $48      0.05          13                      
  $  5001 -  10000       46       $345,636        $3,891      1.13          48                      
  $ 10001 -  15000       46       $584,763       $14,480      2.48          59                      
  $ 15001 -  20000       48       $819,175       $18,280      2.23          94                      
  $ 20001 -  25000       37       $814,212       $38,482      4.73          65                      
  $ 25001 -  30000       40     $1,087,944       $50,495      4.64          86                      
  $ 30001 -  35000       32     $1,034,577       $52,604      5.08          73                      
  $ 35001 -  40000       40     $1,511,678       $89,205      5.90          91                      
  $ 40001 -  45000       35     $1,476,190       $83,352      5.65         101                      
  $ 45001 -  50000       35     $1,654,972       $76,502      4.62         115                      
  $ 50001 -  75000      184    $11,444,833      $821,715      7.18         572                      
  $ 75001 - 100000      136    $11,764,556    $1,168,353      9.93         443                      
  OVER $100,000         176    $27,607,034    $4,501,095     16.30         583                      
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                905     $58,750,919    $6,924,176     11.79        2,392                     
                    ______________________________________________________________                  
                                   B. PERCENTAGE DISTRIBUTION                                       
  UNDER $1             2.0            -2.5           0.1                    2.0                     
  $     1  -  5000     3.5             0.2           0.0                    0.5                     
  $  5001 -  10000     5.1             0.6           0.1                    2.0                     
  $ 10001 -  15000     5.1             1.0           0.2                    2.5                     
  $ 15001 -  20000     5.3             1.4           0.3                    3.9                     
  $ 20001 -  25000     4.1             1.4           0.6                    2.7                     
  $ 25001 -  30000     4.4             1.9           0.7                    3.6                     
  $ 30001 -  35000     3.5             1.8           0.8                    3.1                     
  $ 35001 -  40000     4.4             2.6           1.3                    3.8                     
  $ 40001 -  45000     3.9             2.5           1.2                    4.2                     
  $ 45001 -  50000     3.9             2.8           1.1                    4.8                     
  $ 50001 -  75000    20.3            19.5          11.9                   23.9                     
  $ 75001 - 100000    15.0            20.0          16.9                   18.5                     
  OVER $100,000       19.4            47.0          65.0                   24.4                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL              100.0           100.0         100.0                  100.0                     
                    ______________________________________________________________                  
                                   C. AVERAGE PER HOUSEHOLD                                         
  UNDER $1                        $-82,958          $315                   2.72                     
  $     1  -  5000                  $3,081            $2                   0.41                     
  $  5001 -  10000                  $7,514           $85                   1.04                     
  $ 10001 -  15000                 $12,712          $315                   1.28                     
  $ 15001 -  20000                 $17,066          $381                   1.96                     
  $ 20001 -  25000                 $22,006        $1,040                   1.76                     
  $ 25001 -  30000                 $27,199        $1,262                   2.15                     
  $ 30001 -  35000                 $32,331        $1,644                   2.28                     
  $ 35001 -  40000                 $37,792        $2,230                   2.28                     
  $ 40001 -  45000                 $42,177        $2,381                   2.89                     
  $ 45001 -  50000                 $47,285        $2,186                   3.29                     
  $ 50001 -  75000                 $62,200        $4,466                   3.11                     
  $ 75001 - 100000                 $86,504        $8,591                   3.26                     
  OVER $100,000                   $156,858       $25,574                   3.31                     
                                                                                                    
                    ______________________________________________________________                  
  TOTAL                            $64,918        $7,651                   2.64                     
                    ______________________________________________________________                  
          # DOLLAR AMOUNTS MAY NOT SUM EXACTLY DUE TO ROUNDING OF CENTS                             
                                                                           
                                                                                                    
****************************SUMMARY OF 2002 HOUSEHOLD INCOME **************************             
*                              WITH UTAH ADDRESSES FILING WITH I.R.S.                 *             
* ADJUSTED GROSS    NO. OF   ADJUSTED GROSS    FEDERAL#    EFFECTIVE    NO. OF NET##  *             
*  INCOME CLASS     HOUSEHOLDS   INCOME#       TAX PAID  FED. TAX RATE  EXEMPTIONS    *             
***************************************************************************************             
                   TABLE OF CONTENTS                               
                                   EPHRAIM UT                                                       
                        _________________________________________________                           
  UNDER $1               11      $-398,768          $229     -0.06          34                      
  $     1  -  5000       68       $205,728           $98      0.05          72                      
  $  5001 -  10000      107       $808,388        $5,551      0.69         169                      
  $ 10001 -  15000       98     $1,228,278       $10,163      0.83         225                      
  $ 15001 -  20000       94     $1,634,269       $34,296      2.10         250                      
  $ 20001 -  25000       83     $1,877,649       $41,954      2.23         237                      
  $ 25001 -  30000       58     $1,593,707       $46,547      2.92         181                      
  $ 30001 -  35000       54     $1,736,419       $50,920      2.93         187                      
  $ 35001 -  40000       55     $2,056,867       $80,341      3.91         205                      
  $ 40001 -  45000       47     $1,990,431       $71,920      3.61         200                      
  $ 45001 -  50000       34     $1,618,223       $75,093      4.64         125                      
  $ 50001 -  7